Whether you see it coming or it pops out of nowhere, a car accident is terrifying. The aftermath of a car accident can be just as stressful on an emotional level as the impact itself.
This guide will help you determine your next steps as you navigate the difficult world of dealing with a car accident and your insurance company.
Document Necessary Information
You should first gather contact information about all passengers and witnesses involved in the car accident. You should leave the scene only when you have the name, phone number, address, insurance information and license plate number for all involved.
This is a great time to take photos of the scene, the cars involved and any other evidence you might need. This might include signage on the road. If you have a dash cam, this is a great time to save footage.
Obtain a Police Report If Necessary
Legally, you are required to obtain a police report if damages seem to amount to up to $1,000 or more. It is also important that you file a report if somebody reports injuries.
When you speak with others on the scene, including police officers, make sure that you never claim to be at fault for the incident.
Receive Medical Treatment
The next step is to receive medical attention for injuries resulting from the car accident. The sooner you receive care, the better. Additionally, it is important that you attend every doctor's appointment you make. Otherwise, an insurance company can argue that the treatment isn't important.
Be on the lookout for signs of medical issues that include headaches, dizziness, tinnitus, changes in vision, changes in memory and changes in emotional state.
Keep records of everything that happens in relation to the accident. Keep track of everything related to your medical care, including medications, physical therapy and treatments. Keep track of any pain, emotional issues and fatigue you experience.
Finally, keep track of all bills related to medical care and property damage. These will prove important in the effort to track monetary values you deserve as compensation.
Carefully Interact With Insurance Companies
Take great caution with the way you interact with the insurance companies that contact you. If you receive correspondence from an insurance company, discuss it with your lawyer. Never sign a release or provide a written statement without first consulting with your attorney. And of course, never admit that you were at fault for the accident.
Understand Michigan's Auto Accident Laws
In Michigan, auto accidents are no-fault. This means that both parties are entitled to insurance benefits no matter who caused the accident. This can become quite complicated.
Hire an Attorney
Ultimately, it is essential that you speak to a lawyer. Lawyers can provide you help analyzing evidence, collecting evidence, interviewing witnesses and maximizing the amount you receive for compensation.
You may be able to obtain compensation for hospital bills, transportation, medical care, property damage, lost wages and pain and suffering. In order to do this, you will need a strong, experienced lawyer leading the charge.
Alternatively, if you are sued for negligence or other damages in a car accident, you may also need a car accident attorney to defend you. With a solid understanding of car accident law, a good attorney can defend your rights.
Gordon & Pont PC is there to walk you through the process of seeking compensation after a car accident. We handle and negotiate every case from a personal level, providing you with the attention you deserve. We put your rights first. Make an appointment to discuss your car accident case with us today.